Today, many people are facing difficult financial times. Some simply can’t afford their mortgage payments while others may just want to prepare for the future. Either way, if you are in danger of losing your home and being forced to move out, we know you’re probably pretty stressed out.
So, if you are trying to avoid foreclosure, it is essential to get help. Being proactive can actually prevent you the headache and heartache of having to relocate. In order to be proactive, you really do need to know whom you can talk to and where you can turn.
Where to Turn
Did you know that the federal government has an entire list of foreclosure avoidance counselors ready and willing to help people? These counselors offer their services for free and are approved by the government. If you are ever asked to pay to negotiate with your lender, be wary – it’s probably a scam!
A good mortgage counselor can not only help you figure out a way to stay put, but might also be able to help you save money on your monthly payments. Just remember, you will need to get some paperwork in order for the counselors to help you keep from having to move out.
You may also want to check out the Fed’s Home Affordable Modification Program, which may also help you from having to relocate due to foreclosure. Just check into the details and see if it might work for you!